About Donald Gonsalves

Founder of SimplePath™ and a regular contributor to the website's blog, Donald brings with him more than a decade of experience working as a consultant for financial planning and insurance. Send your questions to donald@simplepath.in
  • Free Look Period in Insurance

Free Look Period in Insurance: Your Upper Hand

By |2024-04-03T07:27:12+05:30October 26, 2023|

The Free Look Period is a valuable tool that empowers policyholders to ensure they have chosen the right insurance policy. It grants them the time to assess the policy document thoroughly consider and decide whether to cancel or keep the policy after the Free Look Period.

  • Reinvestment Risk after Retirement

Reinvestment Risk After Retirement – Problems & Solutions

By |2024-04-03T07:19:47+05:30October 16, 2023|

Retirement is a time to enjoy life, not to fret about the safety of your savings. #Reinvestmentrisk is a genuine concern for retirees, but with guaranteed fixed returns through certain insurance policies and annuity products, you can secure your financial future. The case studies presented here illustrate how these solutions can make a significant difference in retirees' lives. It's time to enjoy your retirement with confidence and peace of mind, knowing that your financial security is well-protected.

  • ULIP Fund Switching Guide

ULIP Fund Switching Guide

By |2024-04-03T07:17:24+05:30October 3, 2023|

Switching funds in Unit Linked Insurance Plans (ULIPs) is a crucial aspect of self-managing your ULIP investment portfolio. SimplePath tells you when and how you can switch funds to maximise your gains.

  • Wisdom for Secure Retirement

Wisdom for Secure Retirement

By |2024-04-03T07:11:30+05:30September 18, 2023|

Retirement is a stage of life that demands careful financial planning and decision-making. Whether you are aiming to create a secure retirement with smart financial choices or simply seeking guidance on managing your finances, remember that your decisions today can shape the retirement you desire tomorrow.

  • ULIP Taxation and Tax Benefits

ULIP Taxation and Tax Benefits

By |2024-04-02T21:03:02+05:30September 4, 2023|

ULIPs are designed for the long term, and they offer tax benefits primarily for those who stay invested until maturity. Taxation plays a significant role in understanding the overall benefits and implications of investing in a Unit Linked Insurance Plan (ULIP).

  • ULIP as Systematic Investment Plan

Using ULIP as Effective Systematic Investment Plan

By |2024-04-02T21:11:23+05:30September 4, 2023|

Using ULIPs as a Systematic Investment Plan offers a compelling blend of wealth creation and insurance coverage. The ability to systematically invest, combined with the potential for market-linked returns and tax benefits, makes ULIPs a viable option for those seeking long-term financial growth.

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